11月22日は良い夫婦の日とからしい。
ちなみに11月23日は良い文の日って日経新聞に書いてあった。
11月24日は良い節の日で、11月25日は良い都合の日なんだろう。
もう10年来の友人なんだなぁと思ったりしながら
久しぶりに合うのが結婚式だったりすると
なんだか懐かしい感覚と遠くに行ってしまった感覚が混じり合う。
本当に色んなことを思い出した。
一組目の結婚式は教会だった。
キリスト教と魚（イクトゥス）は密接に関係しているので
こないだ釣った魚の写真をさりげなくアップ。
二組目はJAZZ BARでの二次会だった。
BARは楽器が弾けるようになっていて新郎新婦も演奏した。
PUNK ROCK in JAZZ BARとか言っていて面白かった。
年月が経つにつれて色々なことも忘れてしまうけど
そこから得たものに目を向けようと思う。
手袋を無くしてしまったけどそんなことより
４人の幸せを分けてもらったことに感謝したい。
４人とも本当におめでとう。これからもお幸せに！！
機会があったら遊びにいきます〜。
16 コメント:
Hello Masumi.
This is JIM.
Thank you for the photograph of the fish.
I think that it's very cool.
The technique of your fishing is terrible!
By the way, about the issue of recent finance, how do you think?
I have a strong interest in news of city.
Please teach your opinion.
It is my opinion as follows.
Taxpayers may be wondering why they're forking over more money to rescue yet another behemoth, Citigroup, even as their own nest eggs crack and jobs evaporate.
The answer is that Uncle Sam thinks letting Citi fail is unthinkable.
The government has decided that guaranteeing hundreds of billions of dollars in possible losses and injecting $20 billion more into Citi trumps the alternative -- a panic that could leave retirement accounts and investment portfolios of millions of ordinary Americans in tatters and shove more people out of jobs.
Whether the government's rescue of Citigroup Inc., announced late Sunday, will ultimately prove a good deal for taxpayers is hard to tell. In part, that's because no one seems sure what Citi's troubled assets are actually worth.
If the gamble pays off, Citigroup would be back on firm footing, unhinged financial markets would recover and taxpayers would turn a profit. If it doesn't, taxpayers would take a hit. And they would possibly have to rescue still more huge financial institutions, digging the bailout hole even deeper.
"It is way to early in this crisis to say whether it is a winner or a loser," said Cornelius Hurley, a professor and director of the graduate program in banking and financial law at Boston University. "I don't know if I am exhilarated by the prospect of being a shareholder in Citi or AIG. I'd rather have the money in my 401(k)."
Back in 1979, the U.S. guaranteed $1.2 billion worth of loans to Chrysler. When the struggling automaker rebounded four years later, the government reaped more than $300 million in profits.
The Bush administration, which leaves office on Jan. 20, has decided that Citigroup, insurer American International Group and mortgage giants Fannie Mae and Freddie Mac are indeed to big to let fail.
Yet Treasury Secretary Henry Paulson has opposed using money from the $700 billion financial bailout to help teetering Detroit automakers or financially troubled homeowners. The bailout money, Paulson has said, was intended to stabilize the fragile financial system, including major banks.
Many in Detroit resent the fact that Citi and AIG received government bailout money while auto executives have been grilled, rebuffed and required to come up with plans to justify fresh federal loans.
Tim Leuliette, CEO of auto parts maker Dura Automotive Systems Inc. in Rochester Hills, Mich., said what the Detroit Three are asking for amounts to about 4 percent of the $700 billion Congress granted in the Wall Street bailout.
"I don't think the guys from Citi were there over the weekend getting grilled when they got their $20 billion last night," Leuliette complained.
The case for rescuing Citigroup, a company with 200 million customers and operations in more than 100 countries, may be more persuasive than the case for smaller banks whose reach doesn't extend so far. Still, the government action makes other financial companies more likely to seek federal aid.
President George W. Bush held open the prospect Monday of similar arrangements should other companies falter. And Paulson could still decide to tap the second $350 billion installment of the $700 billion package.
Treasury and the Federal Reserve are exploring using some of the bailout money to bankroll a new loan facility to help companies that issue credit cards, make student loans and finance car purchases.
The Treasury chief has been hammered by critics in Congress and elsewhere for his handling of the $700 billion bailout, especially for frequent and confusing shifts in strategy. Paulson abandoned an initial approach to buy rotten mortgages and other bad assets from banks and focused instead on buying ownership stakes in banks.
"Paulson is doing a poor job of explaining this to Mr. and Mrs. Kettle, but it is tough to explain all of this in a sort of sound bite," said Sean Snaith, economics professor at the University of Central Florida.
The $20 billion cash injection by the Treasury Department will come from the $700 billion package. The capital infusion follows an earlier $25 billion infusion into in which the government also received an ownership stake. That earlier $25 billion was part of a capital injection program for major banks.
As part of the plan, Treasury and the Federal Deposit Insurance Corp. will guarantee against the "possibility of unusually large losses" by Citi on up to $306 billion of risky loans and securities backed by commercial and residential mortgages.
"An eclectic response is necessary given how the crisis is evolving," Snaith said. "It is like battling a virus that is mutating."
Citigroup was hit especially hard by the meltdown in risky subprime mortgages made to people with tarnished credit or low incomes. Foreclosures on those mortgages spiked. That left Citi and other financial companies with huge losses on the soured investments.
Under the loss-sharing arrangement, Citigroup Inc. will assume the first $29 billion in losses on the risky pool of assets, which stays on its books. Beyond that amount, the government would absorb 90 percent of the remaining losses and Citigroup 10 percent. Money from the $700 billion bailout and funds from the FDIC would cover the government's portion of potential losses. The Federal Reserve would finance the remaining assets with a loan to Citigroup.
In exchange for the guarantees, the government will get $7 billion in preferred shares of Citigroup.
As a condition of the rescue, Citigroup cannot pay quarterly dividends to shareholders of more than 1 cent a share for three years unless it obtains consent from the three federal agencies. The bank is now paying a dividend of 16 cents, halved from a 32-cent payout in the previous quarter.
The agreement also restricts executive pay, including bonuses. But it doesn't get rid of Citi's top management as the government did with AIG.
"If you're going to ask for a government bailout, you ought to tender your resignation," Hurley said.
Thanks,JIM.
You're right.My fishing skill is not enough.
And about the issue of recent finance,
First of all,That's is not your opinion.
Second,We have to bail out ailing banks based on specific and clear rules.
Third,The president should take responsibility and liability for damage.
Fourth,We should know the hidden internal rerationship between Citi Group and Goldman Sachs.
Even taxpayers complaint or not,We should take smarter way to handle this situation.
The way is direct-injection of taxpayers' money to protect customers who do not understand finance very well.
For professional,there is no need direct-injection.
And for small businesses,we should spread out the safety net.
We also need to fix amount of loss as soon as possible.
Anyway, I think this is the change that blow away the world economic rules.
This is the chance to emerge the economy as Commons(like a Open Source project).
This is the sign to be born World Wide Administration.
In the future, we might think about Creativity and our own Risks.
If you have much more concerned about this,
I recommend you to read "Une brève histoire de l'avenir"Jacques Attali.
That's ALL.
Hello Masumi.
This is JIM.
Thank you for comment.
You seem to misunderstand it.
Though you watch prose of some media and will say when that is not my opinion, as for the sentence, the thing which I wrote it is taken up.
And you seem to have knowledge about the finance very much, how do you think about another financial issues?
The following is my opinion.
In retrospect, the most intriguing subplot in the collapse of the subprime mortgage market has been not the size of the losses but their distribution.
Wall Street firms have a talent for getting themselves into trouble together. They all were long Internet stocks when Internet stocks collapsed and they'll all be long North Korean credit-default swaps whenever North Korea gets hot and then crashes.
What's odd about the subprime crash is Goldman Sachs Group Inc. A single firm took a position contrary to the rest of Wall Street. Giant Wall Street firms are designed for many things, but not, typically, to express highly idiosyncratic views in the market.
Even more surprising is how little Wall Street seems to have dwelled on how and why Goldman Sachs made its killing. There are insane conspiracy theories -- for instance, that former Goldman chief executive officer and current U.S. Treasury Secretary Henry Paulson tipped his old pals, etc. (But then, how did HE know?)
There is also the widely held opinion that people who work at Goldman Sachs are just smarter than ordinary people -- hence the lust to hire former Goldman employees to run other Wall Street firms, as Merrill Lynch & Co. did. (But why would any trader who could systematically beat the market waste his time at Goldman Sachs?)
So far as I can tell, there has been only one attempt to explain this strange event, and that was by a journalist, Kate Kelly of the Wall Street Journal.
Ms. Kelly's very good piece offered up the sort of irrelevant details -- this little piggy ate which sandwich for lunch as the market crashed, which trader went to the gym at which odd hour to relieve the incredible stress of gambling with billions of dollars of other people's money -- that leaves the reader, along with employees of Goldman Sachs, feeling as if someone inside Goldman must have spilled the beans.
But Goldman didn't cooperate with the Journal, was actually a tiny bit miffed about the article, and now says the Journal exaggerated the bonuses paid to certain traders and the profits made by certain departments. That's Goldman's only complaint, however, and so the Journal story is probably true, as far as it goes. The only trouble is that it doesn't go far enough.
Hello Masumi.
This is JIM.
Where is your comment?
You are not conscious of a user at all.
I am very sad.
It is important how the web service takes good care of a user.
Oh,sorry!I said too much.
I forgive it if you apologize.
By the way, today's topic is this.
Trading with whiteboards and paper slips, a handful of fledgling stock markets such as Iraq and Ghana have escaped the crash of their more developed rivals -- benefiting in large part from isolation and lack of liquidity.
Ghana's stock exchange is up 60 percent this year according to the official indicator, in sharp contrast to other emerging markets which are down more than 60 percent on the year to date, savaged by recent market turmoil.
The official indicator for Baghdad's Iraqi stock exchange showed it soaring 40 percent in September alone -- the same month Lehman Brothers went bankrupt and other markets nosedived.
Some distrust that figure, but say that overall, Iraqi stocks remain in positive territory this year.
Neither market is electronically traded -- although both aim to become so. Both have been largely overlooked by foreign investors even during the recent boom in frontier markets that preceded the crash.
Godvig Capital fund manager Bjorn Englund -- whose $22 million (14.3 millionpounds) Babylon fund is the only substantial foreign portfolio investor in the Iraqi bourse -- says the moral for investing in a downturn is clear.
"The lesson is that you shouldn't follow the herd," he told Reuters by telephone from his office in Sweden. "You have to go somewhere where other people are not, where you have the first- mover advantage."
Other markets still up by mid-November included Tunisia and Ecuador, again small markets with little foreign involvement. By contrast, according to index provider MSCI Barra, more mainstream frontier markets from Nigeria to the Middle East have broadly tracked the standard emerging markets index.
VIOLENCE DOWN, STOCKS UP
The Iraqi stock exchange lost well over half its value after it opened in 2004 following the U.S. invasion the previous year, but has benefited this year from a dramatic fall in sectarian violence and, until recently, from high oil prices.
As world markets tumbled last month, sweaty investors waved and made hand signals at the brokers working behind a low partition. Hotels and banks are the hottest picks among the exchange's 95 listed companies, as investors eye a reconstruction bonanza and the need to house expatriate workers.
Englund said Iraq's isolation from global markets was also key. International investors are often highly leveraged and liable to sudden margin calls, prompting them to pull money from emerging markets across the board regardless of fundamentals.
"There is very little foreign money in the (Iraqi) market so it has not seen the sort of outflows you have had elsewhere," he said. "The exchange has been immune to what has happened in the outside world."
But the market is far from transparent, he warned. He is sceptical of the official main index figures, saying its calculation is opaque and does not always correspond to movements in the main stocks.
The more liquid ISX banking index, which makes up more than 80 percent of turnover, was flat in September and has risen 6.2 percent this year in local currency or 9.6 percent in U.S. dollar terms as the dinar strengthened.
Thank you.
Sorry,JIM.
I understand what your are saying.But it is hard to daily response. I am working man.
These topic is very specialized nformation and interesting for me.
I don't know very well about North Korean credit-default swaps,Iraq and Ghana.
I totally think there are something behind Goldman Sachs.It will never bring everything out from under the table.so, what will be happen next?I want to know about investment to China.This indicate a higher concentration of people in Chinese area.
And about Iraq and Ghana,
I get suspicious if there is proper size for merket.Decouple theory or independence of market is greate.But it is trade-off with flowability.Most important thing, I think ,is transparency.
In the short term,these markes are underlying upward trend.But it makes exclusionism.It is not good thing for merket dynamism.
Sovereign Wealth Fund may end up finding a solution.
I am not well versed in this subject.Sorry in advance if I'm wrong.
Hello Masumi.
This is JIM.
Thank you for your comment.
You are working man?
Oh,shit!!
What?
If you smell what the JIM is cokki'n!
I lost a job by subprime issues.
Though I have a family.
When I got laid off from my job as a loan officer a couple of months back I was very unhappy.
I found myself out of work and I felt betrayed by the industry that I had put so much of my life into.
It was then that I realized that there were many others like me.
Thousands of loan officers, account executives, processors, and underwriters lost their mortgage jobs during the sub prime disaster of Q1-2007 and later during the full blown mortgage meltdown of Q3-2007.
I built ILostMyMortgageJob.com because I wanted a place to vent my frustrations about my company's layoffs and about the mortgage industry in general.
I figure that the audience should be sizable given the number of lost mortgage lender jobs and mortgage broker jobs that the mortgage meltdown has produced.
I invite you to join me on the "rant thread" on the next page.
Please share your story or just vent about your lost mortgage job a bit.
Don't include too much personal information and refrain from commercial posts.
We're all a little ticked so I can't blame you for a dirty word, but keep it reasonable.
Hello Masumi.
This is JIM.
Where is your comment?
I am very sad.
Though I lost the job, I do not want to lose you too.
You became people more than a family among me.
You’re so fine.
I want you mine.
You’re so delicious.
I think about you all the time.
You are so addictive.
Don’t you know what I can do to make you feel alright.
Don’t pretend.
I think you know that I’m damn precious.
Hell Yeah!
I’m the mother fucking princess.
I can tell you like me too.
And you know I’m right.
Hello Masumi.
This is JIM.
How are you?
And where is your comment?
Your Comment is too slow.
You are not conscious of a user.
I expect it of you.
However.
I was disappointed in you very much.
Though I forgot to say it, today's agenda is this.
I can speak Korean and Chinese.
你好
我是JIM
Masumi好吗
안녕하세요.
나는 JIM입니다.
Masumi는 건강합니까.
I am interested in Asia.
I want you to teach Japanese by all means.
O.K.?
I wait for your answer.
Thank you.
∩＿
〈〈〈 ヽ
〈⊃ }
∩＿＿＿∩ | |
| ノ ヽ ! !
/ ● ● | /
| ( _●_) ミ／ ＜アホ発見
彡､ |∪| ／
/ ＿＿ ヽノ /
(＿＿＿） /
GJ
It is very rude.
アホ is a meaning called the fool in Japanese.
Such a rude guy spoils the world.
Masumi,Manage your blog well!
It is very unpleasant.
This blog is my life itself.
Such a thing never wants you to get up.
O.K.?
Masumi!
masumi!
Hello Masumi.
Where are you?
Is it a holiday today?
There was a party yesterday.
Therefore I recommended this blog to a friend.
I introduced Masumi that he is my Japanese teacher .
I love you!
I love you!
Yeah!Oh,Yeah!
Oh,good!
Masumi is Good!!
>GJさん
なかなか良いAAですね。
いきなりアホはまずいんじゃないでしょうか。
>JIM
You post too much comments.
I feel a little fear to you......
Hi Masumi!
This is JIM!!
So your fiance is me!
Masumi lives in Hiyoshi.
SaCHi said.
I'll intend to go to Hiyoshi tomorrow.
I'll wear yellow clothes tomorrow.
Please look for it.
You do not have to be afraid.
I am your family.
MA・SU・MI
MA・SU・MI
MA・SU・MI
L・O・V・E
MA・SU・MI!!
Yeah!Ya-Ha!
Masumi!
Masumi
I'm sad.
I'm JIM!
Masumi
|:::::::::::::::::::::::::::::::
|"￣￣ﾞﾞ`∩::::::::::::::::
|,ノ ヽ, ヽ:::::::::::::::::::::::::
|● ● i'ﾞ￣ﾞﾞﾞ`''､::::::::::::::::
| (_●_) ﾐノ ヽ ヾつ::::::::::
| ヽノ ノ● ● i::::::::::
｛ヽ,__ ）´(_●_) ｀,ﾐ:::::::
| ヽ / ヽノ ,ノ::::::
처음 뵙겠습니다.
만나서 반갑습니다.
나는 Kim입니다.
나는 GJ를 싫습니다.
정말로 GJ가 싫습니다.
나는 Masumi를 좋아합니다.
나는 Masumi를 정말로 좋아합니다.
이 세상에 신은 없다.
나는 신의 아이.
실례했습니다.
고맙습니다.
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